* {
margin: 0;
padding: 0;
}

body {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	color: #333333;
	background-image: url(images/background.jpg);
	background-repeat: repeat;
	margin: 0px;
	padding: 0px;
}

#head {
	background-image: url(images/banner.jpg);
	background-repeat: no-repeat;
	background-position: left;
	height: 220px;
}

#content {
	min-height: 550px;
	width: 770px;
	margin-top: -14px;
}

#nav {
	float: left;
	width: 186px;	
}

a {
	color: #003333;
	text-decoration: underline;
	font-style: italic;
}


#text-body {
	background-color: #F1F0D8;
	padding-left: 216px;
	padding-right: 30px;
	padding-top: 25px;
	width: 524px;
	background-image: url(images/sidebarbackground.jpg);
	background-repeat: repeat-y;
	background-position: left;
	padding-bottom: 20px;
	min-height: 500px;
}

#disclaimer {
	font-size: 9px;
	font-style: italic;
}

h2 {
	color: #333333;
	font-size: 18px;
	padding-top: 20px;
	padding-bottom: 15px;
}

h3 {
	color: #333333;
	font-size: 14px;
	padding-top: 2px;
	padding-bottom: 10px;
}

h4 {
	color: #333333;
	font-size: 15px;
	padding-top: 30px;
	padding-bottom: 60px;
	font-weight: normal;
}

h5 {
	color: #333333;
	font-size: 15px;
	padding-top: 10px;
	padding-bottom: 15px;
	font-style: italic;
}


p {
	padding-bottom: 10px;
}

#footer {
	background-image: url(images/footer.gif);
	background-repeat: no-repeat;
	background-position: left;
	clear: both;
	height: 60px;
	font-size: 10px;
	color: #b7c4b2;
	text-align: center;
	width: 770px;
	margin-top: -8px;
	padding-top: 10px;
}

.fl {
	float: left;
	margin-right: 10px;
	margin-bottom: 10px;
}

.fr {
	float: right;
	margin-left: 10px;
	margin-bottom: 10px;
	margin-top: 10px;
}

.cl {
	clear: both;
}

.lf {
	float: right;
	font-style: italic;
	font-weight: bold;
	padding-left: 30px;
}

.lt {
	font-style: italic;
	font-weight: bold;
	padding-left: 30px;
}